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Multi-year health plan products have the potential to change a lot about how healthcare business models work today.

Assessing the future of healthcare price transparency requires taking a couple of steps back to review its recent history.

The future will favor payers that adapt to changing market circumstances with agency and velocity. Payers will need to make tough choices.

Today, the commercial group health insurance market is hollowing out, primarily driven by affordability pressures that have been building for decades.