Budgeting
Streamline Your Budgeting Process
Create and manage planning models that are connected to your market and operational drivers.
With Axiom Software, your budgeting process is more efficient and accurate through automated consolidation
of budgets across departments, branches, or markets.
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Evaluate the finance impact of changing assumptions
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Enterprise-ready workflows, role-based security, and automated report production
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Integrate general ledger, HR, fixed assets, transaction detail, and other system data
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Leverage Excel familiarity for business rules and reports without complex scripting
periodic and rolling forecasts
Prepare For Potential Impacts on Your Financials
Model and monitor the impact of shifting interest rates, lending rates, and loan volumes on your financial outcomes and performance indicators. Integrate the resulting driver-based forecasts with long-term financial plans and operational budgets to arm leadership for effective strategic and tactical planning.
Change is Inevitable. Timing is Unpredictable. Model Your Scenarios and Mitigate Risk.
Real-time answers on the impact of changes in interest and lending rates, operating costs, and staff with dynamic, “What if” modeling
Aggregate projected changes into financial planning portfolios to map overall impact on budgets
Drill down into individual budgets and forecasts to see how changes would impact the branch or department level
Cash Flow Forecasting
Next Level Financial Planning
Calculate cash flows at the record level, aggregating them into planning portfolios to improve accuracy in net interest margin planning and provide better focus on incremental new business. Our software enhances data visibility and allows you to build cash flow forecasts into the standard budgeting process. View loans and deposit records in portfolios—including those set to mature.
Better Predict Your Net Interest Margin
Use your interest rate forecast, runoff of existing balances and rates, impact of new originations, and optional funds transfer pricing (FTP) rates to more accurately predict projected balances, yields, and FTP spread (if used).
Improve Scope and Accuracy
Process fixed, adjustable, and variable records across all instrument types, adding prepayment assumptions so your future cash flows reflect a more realistic view of customer/ member behavior.
Long-Range and Multi-year Financial Planning
Evaluate Projected Performance
Develop long-range plans for operational, capital, and financial drivers easily with Axiom Software. Our planning software uses historical budget and forecast data to create scorecards and dashboards that monitor progress, enabling you to course-correct as things change. Guide investments in strategic initiatives and capital projects based on expected results.
Explore More of the Axiom FInancial Institutions Suite